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Easy Street Capital

Based in Austin, TX · founded 2016 · lends in 48 states

Not reviewed yet · Listing not claimed

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Advertised terms

Hand-checked against lender's website · 2026-10-27
Interest rate
5.75%
Points
—
Loan size
$75K–$5M
Term
6-18 months (flip); 30-year DSCR
Max loan-to-cost (LTC)
93%
Max of after-repair value (ARV)
75%
Max loan-to-value (LTV)
80%
Minimum credit score
600
Speed to close
As fast as 24 hours (Easy Fix)
Draw process
Draws in 48 hours
Personal guarantee
—

Terms as advertised on Easy Street Capital's website, last checked October 27, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.

“—” means the lender's website didn't say, not that the lender doesn't offer it. Source: easystreetcap.com.

Where Easy Street Capital lends

48 states. Source: easystreetcap.com.

Borrower reviews

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Frequently asked questions

What loans does Easy Street Capital offer?

According to their website: fix-and-flip loans, bridge loans, ground-up construction loans, dscr rental loans. Confirm current programs with the lender.

What are Easy Street Capital's rates?

Advertised rates of 5.75% with — points, as advertised on their website (checked 2026-10-27).

Is Easy Street Capital the right lender for my deal?

It depends on your deal, leverage needs and timeline. The fastest way to know is to compare term sheets from several lenders for the same deal.

Can Easy Street Capital update or remove this listing?

Yes. Lenders can request corrections, claim the listing to verify their terms, or ask to be removed.

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How this directory works

HardMoneyRate does not rank lenders by who pays us. Lists are A–Z by default and you choose the sort. No lender can buy a higher position, a “featured” badge, or a better rating. Terms are what each lender advertises on its own website, checked regularly. They aren't offers and haven't been confirmed with the lender. Reviews can only come from borrowers who actually connected with that lender through HardMoneyRate. Lenders can request corrections or removal at any time.