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Groundfloor Lending
Based in Atlanta, GA · founded 2013
Not reviewed yet · Listing not claimed
Advertised terms
Hand-checked against lender's website · 2026-10-27- Interest rate
- 9%
- Points
- —
- Loan size
- $75K–$3.5M
- Term
- 6-18 months; 30-year DSCR
- Max loan-to-cost (LTC)
- 93%
- Max of after-repair value (ARV)
- 70%
- Max loan-to-value (LTV)
- 80%
- Minimum credit score
- 640
- Speed to close
- As little as 7 days
- Draw process
- Draws and inspections requested online
- Personal guarantee
- —
Terms as advertised on Groundfloor Lending's website, last checked October 27, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.
“—” means the lender's website didn't say, not that the lender doesn't offer it. Source: lending.groundfloor.com.
Where Groundfloor Lending lends
Their website doesn't list the states they lend in. Ask the lender.
Borrower reviews
No reviews yet
Only borrowers who connected with Groundfloor Lending through HardMoneyRate can leave a review, so every review comes from a real deal. We don't import, buy or write reviews.
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Frequently asked questions
What loans does Groundfloor Lending offer?
According to their website: fix-and-flip loans, ground-up construction loans, dscr rental loans. Confirm current programs with the lender.
What are Groundfloor Lending's rates?
Advertised rates of 9% with — points, as advertised on their website (checked 2026-10-27).
Is Groundfloor Lending the right lender for my deal?
It depends on your deal, leverage needs and timeline. The fastest way to know is to compare term sheets from several lenders for the same deal.
Can Groundfloor Lending update or remove this listing?
Yes. Lenders can request corrections, claim the listing to verify their terms, or ask to be removed.
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