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Minnow Loan
Based in Columbia, MO · founded 2022
Not reviewed yet · Listing not claimed
Advertised terms
As advertised on lender's website · checked 2026-10-27- Interest rate
- 10.5%
- Points
- 2
- Loan size
- $30K–$2M
- Term
- 6-18 months
- Max loan-to-cost (LTC)
- —
- Max of after-repair value (ARV)
- 70%
- Max loan-to-value (LTV)
- 70%
- Minimum credit score
- —
- Speed to close
- —
- Draw process
- 99% Points: 2% - 3% Document Fee: $1,500 Term: 6-18 months Up to 85% of Purchase Price Up to 100% of Renovation Cost Up to 70% After Repair Value (ARV) Draw Requests processed in as little as 3 days NO Prepayment Penalty
- Personal guarantee
- —
Terms as advertised on Minnow Loan's website, last checked October 27, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.
“—” means the lender's website didn't say, not that the lender doesn't offer it. Source: minnowloan.com.
Where Minnow Loan lends
Their website doesn't list the states they lend in. Ask the lender.
Borrower reviews
No reviews yet
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Frequently asked questions
What loans does Minnow Loan offer?
According to their website: fix-and-flip loans, bridge loans. Confirm current programs with the lender.
What are Minnow Loan's rates?
Advertised rates of 10.5% with 2 points, as advertised on their website (checked 2026-10-27).
Is Minnow Loan the right lender for my deal?
It depends on your deal, leverage needs and timeline. The fastest way to know is to compare term sheets from several lenders for the same deal.
Can Minnow Loan update or remove this listing?
Yes. Lenders can request corrections, claim the listing to verify their terms, or ask to be removed.
How this directory works
HardMoneyRate does not rank lenders by who pays us. Lists are A–Z by default and you choose the sort. No lender can buy a higher position, a “featured” badge, or a better rating. Terms are what each lender advertises on its own website, checked regularly. They aren't offers and haven't been confirmed with the lender. Reviews can only come from borrowers who actually connected with that lender through HardMoneyRate. Lenders can request corrections or removal at any time.