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Rain City Capital
Based in Kirkland, WA · founded 2009 · lends in 25 states
Not reviewed yet · Listing not claimed
Advertised terms
Hand-checked against lender's website · 2026-10-27- Interest rate
- —
- Points
- —
- Loan size
- $75K–$3.5M
- Term
- 12-18 months; 30-year DSCR
- Max loan-to-cost (LTC)
- 100%
- Max of after-repair value (ARV)
- 70%
- Max loan-to-value (LTV)
- 80%
- Minimum credit score
- —
- Speed to close
- As fast as 48 hours (fix and flip)
- Draw process
- Reimbursement-based, verified by third-party inspection
- Personal guarantee
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Terms as advertised on Rain City Capital's website, last checked October 27, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.
“—” means the lender's website didn't say, not that the lender doesn't offer it. Source: www.raincitycapital.com.
Where Rain City Capital lends
25 states. Source: raincitycapital.com.
Borrower reviews
No reviews yet
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Frequently asked questions
What loans does Rain City Capital offer?
According to their website: fix-and-flip loans, bridge loans, ground-up construction loans, dscr rental loans. Confirm current programs with the lender.
What are Rain City Capital's rates?
Rain City Capital doesn't publish rates on its website. Request a term sheet to see real pricing.
Is Rain City Capital the right lender for my deal?
It depends on your deal, leverage needs and timeline. The fastest way to know is to compare term sheets from several lenders for the same deal.
Can Rain City Capital update or remove this listing?
Yes. Lenders can request corrections, claim the listing to verify their terms, or ask to be removed.
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