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Socotra Capital
Based in Sacramento, CA · founded 2007
Not reviewed yet · Listing not claimed
Advertised terms
Hand-checked against lender's website · 2026-10-27- Interest rate
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- Points
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- Loan size
- $100K–$20M
- Term
- 6 months to 20 years (commercial bridge)
- Max loan-to-cost (LTC)
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- Max of after-repair value (ARV)
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- Max loan-to-value (LTV)
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- Minimum credit score
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- Speed to close
- Most close within 15 days; as little as 5 days
- Draw process
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- Personal guarantee
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Terms as advertised on Socotra Capital's website, last checked October 27, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.
“—” means the lender's website didn't say, not that the lender doesn't offer it. Source: www.socotracapital.com.
Where Socotra Capital lends
Their website doesn't list the states they lend in. Ask the lender.
Borrower reviews
No reviews yet
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Frequently asked questions
What loans does Socotra Capital offer?
According to their website: fix-and-flip loans, bridge loans. Confirm current programs with the lender.
What are Socotra Capital's rates?
Socotra Capital doesn't publish rates on its website. Request a term sheet to see real pricing.
Is Socotra Capital the right lender for my deal?
It depends on your deal, leverage needs and timeline. The fastest way to know is to compare term sheets from several lenders for the same deal.
Can Socotra Capital update or remove this listing?
Yes. Lenders can request corrections, claim the listing to verify their terms, or ask to be removed.
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HardMoneyRate does not rank lenders by who pays us. Lists are A–Z by default and you choose the sort. No lender can buy a higher position, a “featured” badge, or a better rating. Terms are what each lender advertises on its own website, checked regularly. They aren't offers and haven't been confirmed with the lender. Reviews can only come from borrowers who actually connected with that lender through HardMoneyRate. Lenders can request corrections or removal at any time.