- Lenders
- /Upright Lending
Upright Lending
Based in Cleveland, OH · founded 2014 · lends in 38 states
Not reviewed yet · Listing not claimed
Advertised terms
Hand-checked against lender's website · 2026-10-27- Interest rate
- 5.99%
- Points
- —
- Loan size
- $100K–$3.5M
- Term
- 6-24 months (bridge); 30-year DSCR
- Max loan-to-cost (LTC)
- 92.5%
- Max of after-repair value (ARV)
- 75%
- Max loan-to-value (LTV)
- 80%
- Minimum credit score
- 660
- Speed to close
- As little as 7 days
- Draw process
- Draw request to funding in 2 days max; request in the Borrower Portal
- Personal guarantee
- Personal guarantee from the principals
Terms as advertised on Upright Lending's website, last checked October 27, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.
“—” means the lender's website didn't say, not that the lender doesn't offer it. Source: www.uprightlending.com.
Where Upright Lending lends
38 states. Source: uprightlending.com.
Borrower reviews
No reviews yet
Only borrowers who connected with Upright Lending through HardMoneyRate can leave a review, so every review comes from a real deal. We don't import, buy or write reviews.
Don't call lenders one by one
Describe your fix & flip deal once. Lenders send real term sheets you can compare side by side. Free, about 60 seconds.
Frequently asked questions
What loans does Upright Lending offer?
According to their website: fix-and-flip loans, bridge loans, ground-up construction loans, dscr rental loans. Confirm current programs with the lender.
What are Upright Lending's rates?
Advertised rates of 5.99% with — points, as advertised on their website (checked 2026-10-27).
Is Upright Lending the right lender for my deal?
It depends on your deal, leverage needs and timeline. The fastest way to know is to compare term sheets from several lenders for the same deal.
Can Upright Lending update or remove this listing?
Yes. Lenders can request corrections, claim the listing to verify their terms, or ask to be removed.
Similar lenders
How this directory works
HardMoneyRate does not rank lenders by who pays us. Lists are A–Z by default and you choose the sort. No lender can buy a higher position, a “featured” badge, or a better rating. Terms are what each lender advertises on its own website, checked regularly. They aren't offers and haven't been confirmed with the lender. Reviews can only come from borrowers who actually connected with that lender through HardMoneyRate. Lenders can request corrections or removal at any time.