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MM Lending
Based in Louisville, KY · founded 2005 · lends in 4 states
Not reviewed yet · Listing not claimed
Advertised terms
As advertised on lender's website · checked 2026-10-29- Interest rate
- —
- Points
- 1
- Loan size
- $100K–$1.5M
- Term
- 12 months
- Max loan-to-cost (LTC)
- —
- Max of after-repair value (ARV)
- 75%
- Max loan-to-value (LTV)
- 80%
- Minimum credit score
- 680
- Speed to close
- close within 7-10 days
- Draw process
- —
- Personal guarantee
- —
Terms as advertised on MM Lending's website, last checked October 29, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.
“—” means the lender's website didn't say, not that the lender doesn't offer it. Source: mmlending.com.
Where MM Lending lends
4 states.
Borrower reviews
No reviews yet
Only borrowers who connected with MM Lending through HardMoneyRate can leave a review, so every review comes from a real deal. We don't import, buy or write reviews.
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Frequently asked questions
What loans does MM Lending offer?
According to their website: fix-and-flip loans, ground-up construction loans, dscr rental loans. Confirm current programs with the lender.
What are MM Lending's rates?
MM Lending doesn't publish rates on its website. Request a term sheet to see real pricing.
Is MM Lending the right lender for my deal?
It depends on your deal, leverage needs and timeline. The fastest way to know is to compare term sheets from several lenders for the same deal.
Can MM Lending update or remove this listing?
Yes. Lenders can request corrections, claim the listing to verify their terms, or ask to be removed.
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HardMoneyRate does not rank lenders by who pays us. Lists are A–Z by default and you choose the sort. No lender can buy a higher position, a “featured” badge, or a better rating. Terms are what each lender advertises on its own website, checked regularly. They aren't offers and haven't been confirmed with the lender. Reviews can only come from borrowers who actually connected with that lender through HardMoneyRate. Lenders can request corrections or removal at any time.