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- /MoFin Lending
MoFin Lending
Based in New York, NY · founded 2016 · lends in All 50 states + DC
Not reviewed yet · Listing not claimed
Advertised terms
As advertised on lender's website · checked 2026-10-27- Interest rate
- —
- Points
- —
- Loan size
- $3.5M–$20M
- Term
- 12–18 months
- Max loan-to-cost (LTC)
- 90%
- Max of after-repair value (ARV)
- 70%
- Max loan-to-value (LTV)
- 80%
- Minimum credit score
- 660
- Speed to close
- close in 21–25 days
- Draw process
- Rate Based on experience & scenario Purchase Funding Up to 90% Rehab Funding 100% via draws Points Minimal Draw Turnaround 1–2 business days Loan Term 12–18 months Min FICO 660 (620 by exception) Property Types SFR · 1–4
- Personal guarantee
- 5mm - $5mm by exception) MAX LTV 80% CASH-OUT REFI 90-day seasoning RATE/TERM REFI No seasoning MIN FICO 700 Highest score between equal partners used RECOURSE Full recourse — all owners with 25%+ personally guarantee PR
Terms as advertised on MoFin Lending's website, last checked October 27, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.
“—” means the lender's website didn't say, not that the lender doesn't offer it. Source: www.mofinloans.com.
Where MoFin Lending lends
51 states.
Borrower reviews
No reviews yet
Only borrowers who connected with MoFin Lending through HardMoneyRate can leave a review, so every review comes from a real deal. We don't import, buy or write reviews.
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Frequently asked questions
What loans does MoFin Lending offer?
According to their website: fix-and-flip loans, bridge loans, ground-up construction loans, dscr rental loans. Confirm current programs with the lender.
What are MoFin Lending's rates?
MoFin Lending doesn't publish rates on its website. Request a term sheet to see real pricing.
Is MoFin Lending the right lender for my deal?
It depends on your deal, leverage needs and timeline. The fastest way to know is to compare term sheets from several lenders for the same deal.
Can MoFin Lending update or remove this listing?
Yes. Lenders can request corrections, claim the listing to verify their terms, or ask to be removed.
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