- Lenders
- /South Dakota
Hard Money Lenders in South Dakota
8 lenders in our directory say they make investor loans on property in South Dakota. Compare advertised terms below, then send your South Dakota deal once to get real term sheets.
Typical advertised terms
Medians of advertised ranges · checked 2026-10-27Terms as advertised on each lender's website, last checked October 27, 2026. Not an offer; actual terms depend on your deal. Confirm directly with the lender.
Investing in South Dakota: what lenders consider
South Dakota generally allows non-judicial foreclosure (deed of trust / power of sale), which is usually faster. That can make lenders more comfortable here. Licensing rules for business-purpose lenders vary by state; ask any lender whether they're licensed to lend in South Dakota. General information, not legal advice.
Compare 8 lenders
| Lender | Rate* | Points* | Max LTC* | Min credit* | Loan size* | Loan types | |
|---|---|---|---|---|---|---|---|
| CoreVest Finance Irvine, CA | — | — | 100% | — | from $75K | Fix & flip, Bridge, Construction, DSCR | Get competing term sheets |
| Gelt Financial Boca Raton, FL | 12% | — | 100% | — | $50K–$2M | Fix & flip, Bridge | Get competing term sheets |
| Genesis Capital All 50 states + DC | — | — | — | — | — | Fix & flip, Bridge, Construction, DSCR | Get competing term sheets |
| KECO Capital, LLC Honolulu, HI | 7.99% | — | 90% | — | — | Fix & flip, Bridge, Construction, DSCR | Get competing term sheets |
| Kiavi Pittsburgh, PA | 6.375% | — | 100% | — | $75K–$10M | Fix & flip, Bridge, Construction, DSCR | Get competing term sheets |
| MoFin Lending New York, NY | — | — | 90% | 660 | $3.5M–$20M | Fix & flip, Bridge, Construction, DSCR | Get competing term sheets |
| Mortgage Vintage All 50 states + DC | 9.99% | — | 75% | — | $100K–$3.5M | Fix & flip, Bridge, Construction, DSCR | Get competing term sheets |
| i Fund Cities Philadelphia, PA | — | — | — | — | — | Fix & flip, DSCR | Get competing term sheets |
* Terms as advertised on each lender's own website, last checked 2026-10-27. Not an offer; actual terms depend on your deal. Confirm directly with the lender. “—” means the website didn't say.
Don't call lenders one by one
Describe your South Dakota deal once. Lenders send real term sheets you can compare side by side. Free, about 60 seconds.
Frequently asked questions
How many hard money lenders lend in South Dakota?
Our directory lists 8 lenders that say they lend in South Dakota. Some lenders' coverage lists are partial, so this may undercount.
What are typical hard money rates in South Dakota?
Across the 4 lenders here that publish rates, the median advertised range is 8.99–9.99%, with unpublished points. These are advertised figures, not offers.
Is South Dakota a judicial foreclosure state?
See the foreclosure note on this page. It's general information, not legal advice; ask a local real estate attorney.
Where do these rates come from?
Each lender's own website. We record what they advertise and re-check every lender's site regularly; the date checked is shown on every page. They aren't offers. Your actual terms depend on your deal, credit and experience, so confirm directly with the lender.
How are lenders ordered?
Alphabetically by default, and you can re-sort by rate, leverage, minimum credit or speed. No lender can pay for a higher position.
Loan types in South Dakota
Other states
- Alabama (21)
- Alaska (13)
- Arizona (18)
- Arkansas (19)
- California (16)
- Colorado (21)
- Connecticut (20)
- Delaware (19)
- District of Columbia (10)
- Florida (22)
- Georgia (22)
- Hawaii (14)
- Idaho (18)
- Illinois (17)
- Indiana (22)
- Iowa (18)
- Kansas (20)
- Kentucky (21)
- Louisiana (16)
- Maine (19)
- Maryland (22)
- Massachusetts (20)
- Michigan (17)
- Minnesota (16)
- Mississippi (17)
- Missouri (20)
- Montana (18)
- Nebraska (18)
- Nevada (12)
- New Hampshire (20)
- New Jersey (19)
- New Mexico (18)
- New York (16)
- North Carolina (23)
- North Dakota (9)
- Ohio (22)
- Oklahoma (20)
- Oregon (17)
- Pennsylvania (20)
- Rhode Island (19)
- South Carolina (21)
- Tennessee (20)
- Texas (20)
- Utah (14)
- Vermont (13)
- Virginia (21)
- Washington (20)
- West Virginia (16)
- Wisconsin (19)
- Wyoming (17)
How this directory works
HardMoneyRate does not rank lenders by who pays us. Lists are A–Z by default and you choose the sort. No lender can buy a higher position, a “featured” badge, or a better rating. Terms are what each lender advertises on its own website, checked regularly. They aren't offers and haven't been confirmed with the lender. Reviews can only come from borrowers who actually connected with that lender through HardMoneyRate. Lenders can request corrections or removal at any time.