HardMoneyRate is a free cost-saving tool for borrowers and a lead source for lenders. We don't lend, broker, or originate loans.
Why it exists
Comparing advertised hard money loan rates is only a starting point. HardMoneyRate helps real estate investors compare lender programs and submit a deal to matching partner lenders, so they can compare term sheets for the same deal.
Who it is for
Business-purpose real estate loans: fix-and-flip, bridge, ground-up construction and DSCR/rental. Not owner-occupied or consumer loans.
Where our directory information comes from
Rates and terms come from each lender's own website. We check lender sites about every 48 hours. If a field is missing or a site fails to load, we leave its existing information unchanged. Advertised terms are not offers; confirm current terms with the lender. A directory listing is not an endorsement or proof of licensing.
How this directory works
HardMoneyRate is a free cost-saving tool for borrowers and a lead source for lenders. We don't lend, broker, or originate loans.
Directory information comes from lenders’ own websites, checked about every 48 hours. Missing fields and failed site loads stay unchanged, so a last-checked date does not mean every field was refreshed. A listing is not an endorsement or proof of licensing. Confirm current terms directly with the lender. How we verify.
HardMoneyRate does not rank lenders by who pays us. Lists are A–Z by default and you choose the sort. No lender can buy a higher position, a “featured” badge, or a better rating. Terms are what each lender advertises on its own website, checked about every 48 hours. They aren't offers and haven't been confirmed with the lender. Reviews can only come from borrowers who actually connected with that lender through HardMoneyRate. Lenders can request corrections or removal at any time.
Page content last updated: . Lender-source checked dates are shown separately.