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HardMoneyRate is a free cost-saving tool for borrowers and a lead source for lenders. We don't lend, broker, or originate loans.
How this directory works
HardMoneyRate is a free cost-saving tool for borrowers and a lead source for lenders. We don't lend, broker, or originate loans.
Directory information comes from lenders’ own websites, checked about every 48 hours. Missing fields and failed site loads stay unchanged, so a last-checked date does not mean every field was refreshed. A listing is not an endorsement or proof of licensing. Confirm current terms directly with the lender. How we verify.
HardMoneyRate does not rank lenders by who pays us. Lists are A–Z by default and you choose the sort. No lender can buy a higher position, a “featured” badge, or a better rating. Terms are what each lender advertises on its own website, checked about every 48 hours. They aren't offers and haven't been confirmed with the lender. Reviews can only come from borrowers who actually connected with that lender through HardMoneyRate. Lenders can request corrections or removal at any time.
Page content last updated: . Lender-source checked dates are shown separately.